9 Common Job Search Scams and How to Protect Yourself

9 Common Job Search Scams and How to Protect Yurself9 Common Job Search Scams and How to Protect YourselfHere at, we loathe job search scams and are truly interested in helping job seekers identify and steer clear of too good to be true job opportunities. CEO,Sara Sutton, started in 2007 to fight back against the frustrating- and often harmful- fraudulent schemes in thework-at-home job market. Thats why we hand-screen every single job and company before its posted our site to help job seekers stay tresor and avoid job search scams.Most job search scams fall within nine common categories. Knowing how to differentiate legitimate work opportunities from harmful ones is the best way to protect yourself in your search for a flexible job. According to data collected from annual Super Survey, 13% of surveyed job seekers have encountered a job scam and 22% know of someone whos been the victim of a scam. And a whopping 82% are very concerned or somewhat concerned with encountering a job scam. Each year the Federal Trade Commission FTC hasNational Consumer Protection Week(NCPW), which serves to help consumers make safe and informed decisions about product safety. NCPW is March 4-10 this year, and in honor of this week, were featuringnine examples of real work-at-home job scams you are likely to run into when looking for flexible work to help you stay safe while job searching.Here are nine job search scams to be aware of1. Data Entry ScamsData entry scams come in many forms, but the common theme is they promise a lot of money for a job that does not require much skill. Jobs in this category often require an upfront payment for processing or training and very rarely pay as well as advertised. There are legitimatedata entry jobsout there, but they do not advertise extravagant wages and they do not require an initial outlay of funds.Actual job posting for a data entry scamNumerous companies are looking for workers to submit information into online forms and they will pay yo u nicely in return. This is not a get-rich-quick scheme but a legitimate way to earn money from home. For Full Details please read the attached .html file.2. Pyramid MarketingPyramid absatzwirtschaft is illegal and has no basis in real commerce. Typically, there is no product involved in a pyramid marketing scheme, just the exchange of money. Similar tochain letters, people invest in pyramid marketing because they believe they will benefit from investments made by people who follow them into the program. In order for someone to make money with a pyramid marketing scheme, someone else must lose funds.Actual job posting for a pyramid marketing scamMy name is Michael. Ive made it my job to help people succeed online. Im constantly on the lookout for the best ways and means to make your job simpler, and I pass the good stuff on to you. I have developed the eBay Cash Machine it allows everyone to make a great income on eBay 99% automatically. It only takes a few minutes to set up and on ce that is done you will have your own eBay Businesses that literally run on auto-pilot You just wait for the money to come in3. Stuffing EnvelopesStuffing envelopes is a job scam that has been around for many years. Although variations exist, this scam typically involves signing up and paying a fee to stuff envelopes from home. Once enrolled, you receive a document explaining how to get others to buy the same envelope-stuffing opportunity you did. You earn a small commission when someone else falls for the scam and pays the nonrefundable fee.Actual job posting for an envelope stuffing scam$550 to $3,000 weekly. Ten dollars for each circular you mailFree postageFree circularsNo newspaper adsNo magazine adsNo bulletin board ads Paychecks mailed to you every week Advance paycheck forms included in your package4. Wire TransfersPopular among thieves, wire transfer scams move money quickly from one account to another. These transactions are difficult to reverse making it nearly impossibl e to recover lost funds. Although sometimes the request for a money transfer may seem legitimate, it should always be thoroughly checked out. Scammers have been known to pose as company executives asking employees to fraudulently move money from one account to another.Actual job posting for a wire transfer scamWe are small new firm engaged in export of goods to overseas outside my country. We have won various small exports contract at one time or the other, recently we were (engaged) contracted to supply financial programs for market analyzing, management project software in USA which was successfully done. We do not have so much time to accept wire transfers and cant accept cashiers checks and money orders as well. So we need your help to accept this payments in your country faster. If you are looking to make additional profit we will accept you as our representative in your country. You will keep 10% of each deal we conduct.5. Unsolicited Job OffersUnsolicited job offers often com e in the form of ajob scam emails. These offers are not sought out by the job seeker and offer either immediate employment or the opportunity to interview for a great job. Some scammers will even pretend to be from a well-known company or job board (such as, ZipRecruiter, or Indeed) to convince a job seeker to interview. Be wary of any job with vague job requirements and descriptions, unprofessional emails, online interviews using a Yahoo IM account, and any emails that dont include contact information or that are sent from a personal email account.Actual job posting for an unsolicited job offer scamOur Worldwide Corporation is looking for new employees on various vacancies. We are already for a long time in the market and now we employ employees to work from home. Our supreme desire now is to enlarge our geschftlicher umgang level to more countries, so we are advertising here in hope of cooperating with you all. We highly appreciate honest and creative employers. You do not need to invest any sum of money and we do not ask you to give us with your bank account requisites We are engaged in totally officially authorized activity and working in our corporation you can reach career growth at a permanent job.6. Online ReshippingOnline reshippingis a very serious job search scam because those who fall for it unintentionally become criminals. Reshipping, also known as postal forwarding, are work-at-home jobs that involve repacking and forwarding stolen goods to customers outside the United States. Although promised a paycheck and reimbursement for shipping charges paid out of their own pocket, those who fall victim for this type of scam rarely receive any money.Actual job posting for an online reshipping scamHonest workers needed for a package processing company located in NY, but any location in US are welcome We have customers worldwide and started that position to suit they needs. We offer you 40$ for each processed package. The payment shall be made twice a mont h. The Company shall also bear all shipping expenses. Your salary is totaly depends on your ability to work fast and handy.7. Rebate ProcessorRebate processing jobs mislead job seekers by promising high income in exchange for processing rebates at home. A nonrefundable training fee is usually required to get started as a rebate processor. Instead of simply processing rebates, this job involves creating ads for various products and posting them on the Internet. A small commission is earned when someone buys the products, part of which is sent back to the buyer as a rebate.Actual job posting for a rebate processor scamMake money simply by filling out online forms Enter the data into the forms that we provide you, click submit, sit back and collect the money. Youll earn $15 per rebate processed. Opportunities like this do not come by every day act now8. Assembling Crafts/ProductsWork-at-home assembly jobs have been around a long time. Most companies offering these positions require y ou to pay an enrollment fee andpurchase all supplies and materials from them as well. Companies are known to reject finished products regardless of how closely they match the sample finished product.Actual job posting for a craft assembly scamThe first thing that youll be receiving is a portfolio of all of our companies, their pay scales and the things you can assemble. Thats so you can pick out your job because there are about 85 different jobs for you to choose from and you are guaranteed any of those jobs. We do have a one-time, lifetime enrollment fee of only $38.95. Now, that enrollment fee is backed with a 90-day Satisfaction Guarantee. All we ask is that you participate in the program for 60 days.9.Career Advancement GrantsThis scam is geared towards job seekers who may want or need to gain extra education or certifications for their career. Youll typically receive an email asking you to apply online for a career advancement grant that supposedly comes from the government and can be direct deposited into your account if approved.Actual job posting for a career advancement grant scamHi, hope you are doing well. We were notified that you may be eligible for the new Career Advancement grant. If you have not taken advantage of this program, the deadline is approaching soon. $5,730 can be direct deposited into your account, should you qualify for the grant. Last week 71 members took advantage of this Career Advancement grant. This is a grant from the government and does not have to be paid back.To identify job search scams, ask yourself a few questionsIs the hiring companys name listed in the job listing?Do you need to pay to get the job, buy supplies, or invest in the company?Does the job listing sound too good to be true?Does the company ask you to provide your social security number, drivers license number, credit card number, or bank information?Does the language used in the posting sound odd or strangely written?Does the name, email, or website of the r ecruiter or job posting match up the actual companys info?Do you have a bad gut feeling? exists to help people find real, legitimate telecommuting jobs and other flexible job opportunities without the fear and verschlimmerung of job search scams. With more than49,000 companies in the database, job seekers can find flexible jobs in nearly every industry from entry-level to executive-level positions.Browse Legitimate Telecommuting JobsRachel Jaycontributed to this post.

Out of the Vortex

Out of the Vortex Out of the Vortex Out of the VortexEngineers have known about vortex-induced vibrations (VIVs) for at least 500 years. Leonardo da Vinci observed them in the form of Aeolian Tones, sounds created by wind passing over a wire of the correct diameter and tension, and in the vortices swirling behind the piers of a bridge. In the late 19th and early 20th centuries, John Strutt (Lord Rayleigh) and Theodore von Krmn discovered that strings in a wind move perpendicular to the flow of air.This interaction between the fluid and the structure occurs because of nonlinear resonance of cylinders or spheres through vortex-shedding lock-in. That is, the period at which vortices form and shed synchronize with the side-to-side motion of the bluff body.VIVs of circular cylinders occur over a very large range of Reynolds numbers. Experiments have shown that VIVs can be affected by the condition of the cylinder surface, vorticity in the ambient flow, and fluid conditions affecting water viscosity such as salinity and temperature.Amplifying Mechanical EnergyVIVs arent just an idle curiosity. A dramatic example of their power occurred in 1940. A newly completed bridge across the Tacoma Narrows in Washington state known to oscillate and twist during stiff winds shook itself apart after a morning of persistent motions of aboutone meter. An investigation demonstrated that the collapse was due to VIV.Because of the disruptive power of VIVs, engineers have long been interested in suppressing them in everyday objects such as car antennas, flagpoles, traffic-light posts, buildings, and cooling towers. Hundreds of patents on VIV suppression are based on devices such as helical strakes, large extrusions, fairings, and weathervaning fairings.Considering the disruptive power of VIVs, its amazing that until recently, no one has tried to harness their power for something productive. At the University of Michigan, beginning in 2004 and with the help of doctoral student Kamal Ragh avan, we showed the feasibility of exploiting VIVs for renewable energy. I filed for several patents in the mid-2000s (the first of which was granted in 2009), and in 2005, I started a company, Vortex Hydro Energy, with backing from the Office of Technology Transfer of the University of Michigan.Vortices created in flowing water can pull cylinders up and down with great force.VIVACE, ma non troppoOur principal invention was a hydrokinetic energy technology that we named the Vortex Induced Vibration for Aquatic Clean Energy converter (VIVACE). As we envision it, a system would consist of a three-dimensional array of long cylinders, each attached to an electrical or hydrolic power take-off system. Water flowing over the cylinders creates vortices that cause the cylinders to oscillate, and converts some of the horizontal hydrokinetic energy to mechanical energy. The attached power take-off system captures this energy and uses it to turn an electric generator.VIVACE provides many advant ages over conventional water-based power generation. The VIVACE converter doesnt need to impound water behind a dam to create a head. Water is allowed to flow freely over the cylinders. In contrast to hydrokinetic technologies the converter does not use a turbine, making it safer for aquatic life that swim past or through it. Equally important ocean currents and river flows are much more predictable and reliable than waves, wind, or solar activity. Moreover, VIVACE is scalable from low-watt through gigawatt-sized installations, where the science and engineering remain the same.VIVACE converters may be set up in any flowing water, including rivers and the undersides of semi-submersible ocean platforms.A Matter of DensityFor a given amount of infrastructure, VIVACE creates an amazing quantity of power. The comparison with wind power is illustrative as both methods capture power from a fluid. It becomes immediately apparent that wind begins with a disadvantage as, compared to flowing w ater, wind has a low power density. Since water is 830 times denser than air, the power density of a VIV-based device is significantly higher than for a wind turbine. Our experiments show that a VIVACE converter in water flowing at 1.3 meters per second has a power density of 185 watts per cubic meter, about 14,600 times greater than todays state-of-the-art wind farm.And unlike wind turbines, which require careful location to exploit favorable wind conditions and to avoid unfavorable interactions with humans and wildlife, a VIVACE converter can be placed in almost any type of free-flowing water. The water must be deep enough to permit the safe passage of boats, and to avoid interaction between the wake of the converter and both the surface and the riverbed or seafloor.Environmental and licensing issues must be worked out, as well as optimizing VIVACE, but we have no doubt that the converter can operate in real-life conditions as expected. Much the way that power from hydroelectric d ams transformed the western U.S. during the middle part of the 20th century, we believe VIVACE has the potential to revolutionize the renewable power industry in this century.Adapted from Out of the Vortex, by Michael Bernitsas, University of Michigan, ASME Fellow, for Mechanical Engineering, April 2010.Considering amazing disruptive power of VIVs, its amazing that until recently, no one has tried to harness their power for good.

Family Medical Leave Guidelines for Expectant Parents

Family Medical Leave Guidelines for Expectant ParentsFamily Medical Leave Guidelines for Expectant ParentsJust discovered that you or your significant other are expecting a baby or adopting a child soon? Congratulations You are about to enter parenthood - one of the most exciting phases of adult life. If you or your spouse or covered same-sex partnerare working presently, you may be aware that you could be eligible to take some time off to recover after the birth or to handle the details of the adoption, and to care for your new bundle of joy. You can also maintain your employee benefits during this time. The Family Medical Leave Act (FMLA) is something you will want to ask your employer about as soon as possible to make this a smooth transition for your family. Learn About the Family Medical Leave Act The FMLA is a workplace law that enables eligible employees of covered employers to take up to 12 weeks of paid or unpaid, job-protected leave for qualifying life events, such as starting a family. Eligible employees are those who work for a private employer with at least 50 employees within 75 miles, or a school or government agency, and someone who works at least 1250 hours during a 12-month period preceding the leave. That is around 24 hours per week if you worked for at least a year, so even if you work part-time or as a seasonal worker, you could be eligible for this benefit. Keep in mind that these 12 months do not need to be consecutive, so if you worked for 3 years, and then took a leave for 12 weeks, then returned to work for 7 months, you could still be approved for an FMLA leave. Also, if your private employer is not covered under FMLA, you could still be eligible under state laws. An FMLA leave may be granted if you Are expecting the birth of a child and will be caring for the child following the birthAre in the process of placing a child for adoption or foster care, or adopting or becoming a foster parent Notifying the HR Department is Vital Its important to notify the menschenwrdig resource department at your place of employment as soon as you know you may need an FMLA leave under this arrangement. Why? This enables your employer to arrange for staffing coverage during the time that you will be out of work. It also enables your employer to coordinate your employee benefits so there is no break in coverage for you or your dependents during this time. You may notify your HR department in writing and obtain the necessary medical documentation needed to validate your requestssuch as a doctors note or lawyers statement on letterhead indicating your approximate leave dates and return to work date. You can ask for this to be held confidentially in your employee file. Next Steps Once You Are Granted an FMLA Leave Request Once you are approved for an FMLA leave period, you will want to contact your employee benefits administrator to find out what additional benefits or information you may need. Find out what health covera ge you have, what it covers, and how you can add your new child to your policy. You will also want to coordinate your work tasks and schedule with your immediate supervisor and the human resource team. Since some of the time you are on leave may be unpaid, you will also want to talk with your human resource and benefits administrator about any paid time off or other benefits you may be entitled to, such as adoption fee reimbursement. Special Considerations for Pregnant Workers If you are pregnant and need special accommodation to make your work environment safer or more comfortable, including any schedule adjustments or requests to telecommute, you may qualify for rckendeckung under the EEOC, including the Pregnancy Discrimination Act (PDA) and the Americans with Disabilities Act (ADA). Your employer cannot terminate you or threaten your job in any way during this time. Your employer may stay in contact with you during this time, but cannot ask you to conduct business or perform work tasks during an FMLA leave. According to the EEOC, if you are unable to perform your job due to a medical condition related to pregnancy or childbirth, your employer must treat you in the same way any other disabled employee is treated, therefore you may also qualify for short term disability benefits. Remember, an FMLA leave is approved by state and federal workplace laws, so if you are finding it difficult to get this processed in a timely or satisfactory manner, you may contact the US Department of Labor division for your state. Be sure to learn more about your rights and responsibilities by downloading your free copy of the Family and Medical Leave Act Employee Guide.

3 ways that can help you decrease your time-to-hire

3 ways that can help you decrease your time-to-hire3 ways that can help you decrease your time-to-hireRecruiters are always on the lookout for different tactics that can actually help them recruit quality candidates in minimal time.Qualified candidates are always in demand and there are chances that some other company will hire them before you do. High-quality candidates are off the market within 10 days, so you need to speed up your recruitment procedure.Hiring faster does not mean that you abandon your hiring process. But you do need to make it quicker. Lets take a look at some of the best tips that can help you minimize your time-to-hire.Deliver a positive candidate experienceDelivering a positive candidate experience is an essential part of a good recruitment process.You should respond to every application you receive for your open jobs. If you find a candidate qualified for a certain position, schedule an interview with them as soon as possible. Make sure that you are available at the scheduled time as most candidates dont like to wait for too long.Treating your candidates right can help you boost the reputation of your company and entice mora people to apply for vacancies in your company.Build a good reputationJob seekers always seek out the best opportunity for themselves. A majority of candidates will visit your website and 66% of candidates want to hear from existing employees about your company before they apply for jobs.You should stay informed about your employees needs and deliver a good work experience to them. Satisfied employees are more likely to say good things about your company.Job seekers obviously want to work for companies that have a good reputation and a healthy work culture. Building a good reputation can help you attract potential job seekers and make them want to be a part of your company.Leverage an employee referral systemYou can easily ask your existing employees to recommend suitable candidates for vacant positions. This can be a great strategy to cut down your time-to-hire as you can get in touch with reliable and qualified candidates for your open jobs.You can offer rewards like incentives to your employees if their referrals get hired. This will encourage and motivate your existing employees to refer more candidates in the future.If you want to get some more ideas on how to hire candidates quickly, check out the infographic belowClick to enlargeAlex Miles is a PR specialist for Candidate Rewards TotalRewards Software which is a unique candidate experience software that enables companies to communicate the true value of their offer to candidates. She helps brands reach wider audiences and build good reputations with well-nurtured, cooperative relationships.

Cover Letter for Resume Sample - a Short Overview

Cover Letter for Resume Sample - a Short Overview The Importance of Cover Letter for Resume Sample The content has become the most essential point you must bank upon. You may want to look at starting off with a tall excellent motivation letter template. The format is simply a single aspect. The right format and vocabulary needs to be followed. Dont forget to point out any contacts you could have in the organization in the very first paragraph. The most appropriate letter for you is the one which reflects the sort of job search guidance youre requesting. You may feel like the document is unnecessary since youre already providing a resume with lots of information. In the very first paragraph, you will detail why it is you are writing the provider. Make certain that your deckblatt letter would offer your interviewers a notion of your abilities and experience necessary for the position youre applying. Cover letters can be written in various manners reminding employers to choos e for qualified applicants which are asking for a particular position in the business. Regardless of what engineering track youre on, your cover letter should highlight problem solving skills and the ability to fulfill quality standards. For instance, a cover letter is a fantastic place to speak about a career shift or maybe to explain a long gap in employment. Whether youre just starting your career for a librarian or are trying to find a senior position, weve got a sample that can help you tailor your own cover letter. There are a lot of forms of cover letters that may be opted by whoever is seeking for employment. Cover letters are essential portion of the employment industries particularly for people looking for an occupation through education. In any case, educational cover letters are ideal for applicant that hopes to develop into a region of the education career field. In just about all instances, you will be asked to type your document. Even if youre submitting angesc hlossen application, your letter should be groomed well in such a manner that it ought to be readable and error free. Reading through our sample student and internship cover letters will provide you with a clearer idea of the way to compose your own. Your cover letter might not have any typos and grammatical errors. Nobody else will read your letter how you do. Job cover letter examples are available online but it is likewise necessary for you to be aware of the frequent format to have the ability to compose a good one. Try to remember that the primary purpose for the cover letter is to produce the employer take a better look at your resume. You might be asked at any opportunity to compose a cover letter which will serve as a sample to other writers. Well then youre in the appropriate place Always remember that no matter which cover letter format you opt for, thats only part of producing a winning cover letter. You would like your cover letter to stick out from the others so you should avoid following the identical pattern and choice of words that others use. You should make sure your cover letter isnt just powerful but that it stands out over the rest. Your cover letter is an opportunity to express genuine interest in a business. As a consequence, your cover letter needs to verify that you take patient care seriously.

A Secret Weapon for How to Do Resume Writing

A Secret Weapon for How to Do Resume Writing When you build a resume, you have to be very detail-oriented. Resume writing fees vary greatly and it can be inviting to look for the most affordable option. Your experience should address every necessary qualification in the job announcement. If youre asking for a job which has unique requirements, you might need another edition of your resume to totally demonstrate your qualifications. A simple resume template is going to be your very best bet. A great resume format is simple to scan. When you have written and organized your information according to the kind of resume youve chosen, make sure to format it according to typical professional standards. Well it is all dependent on whether the job posting instructions specify a specific format. Whats Truly Going on with How to Do Resume Writing You require a writer who can create a strategic advertising and marketing document one that will resonate with the folks responsible for hi ring. When it has to do with the work hunt, you must sell yourself as the ideal candidate for the job. Resume writing must be carried out professionally because your career is dependent on it. Should you decide you want expert support, its time to discover writers. Offering free resume reviews is one method to come across clients. Resumes may be used for a number of reasons, but most often theyre utilised to secure new employment. They may be organized in different ways. Writing resumes for one more company might help you hone your writing skills while additionally providing a (hopefully) stable supply of income during the early days of your small business venture. The Ultimate How to Do Resume Writing Trick Although some resume writers are generalists and work with anyone, it is much simpler and more lucrative to select a particular niche. Starting your own resume writing business or any other sort of home business for this matter is a terrific idea if youve got the abili ties and ultimately wish to be your own boss. Employing a custom resume instead of a generic one is going to greatly increase your odds of an interview, as youll be a better match in the view of the reader. Theres a great chance it wont include all the keywords set out in the work description. The Honest to Goodness Truth on How to Do Resume Writing The way to create a professional resume. There are two or three routes you may take with resume writing. There are lots of standard forms of resumes used to make an application for job openings. If you have to incorporate employment history that dates back further than 15 years due to your accomplishments or on account of the businesss reputation, it is suggested that you leave off your dates of employment. Life After How to Do Resume Writing The info in your resume should paint an image of the sort of employee you are and show employers what youre capable of accomplishing. Rather, it is a strategic tool for marketing your persona l brand. For instance, you may require a resume summary or a resume objective, but you ought not incorporate both. For instance, your professional summary that appears at the exact top of your resume is the portion of your resume that someone is likely to read the most of.

The Little-Known Secrets to Ziprecruiter Resume

The Little-Known Secrets to Ziprecruiter Resume Top Ziprecruiter Resume Choices Some said they like that the system puts their job deutsche post dhlings on several popular websites and they can monitor these posts employing a single dashboard. A work software is simply a promotion with the important objective to acquire the candidate a piece conference. Picking the right job application framework is crucial to must appropriate approach to come up with program properly. Finally, you have the choice of embedding a work widget, which lists all of your open jobs, on your institutions website. Based on how niche the work opening is or how specific the location is, you will want to try a number of strategies to obtain the candidates you desire. By being strategic of what you type into Google, you can acquire relevant results that can help you fill jobs faster. For this acumen abandoned its among the very best job announcement websites. To start with, one of several sections that ne eds to be altered is the work objective. Theres no limit to the variety of candidates that could apply to the posted jobs. Youre searching for the best candidates for your open position, and just the very best. After developing a ZipRecruiter profile, you will be able to post your resume to the sites database, which gives employers the chance to hunt for candidates like you to their open positions. Nonetheless, in order to submit an application for an employment, students will typically will need to supply a resume. If you wish to obtain a research paper, online writing service like ours is exactly what you demand. In general, among internet job posting sites, ZipRecruiter seems to have an extremely positive on-line reputation, with a few of the most usual compliments referencing ease of use, professional, friendly customer assistance, and that its helpful for promoting your work opening. There are a lot of ways resume examples can develop into a helpful job interview tool. It s hard to settle on a service to purchase your essay from. You are going to be able to discover various resume samples over the internet that could greatly help you. There are just a couple of sites you ought to be posting your resume to. Several online zip code lookup sites enable you to search all of the zip codes within a particular location. It gives you the ability to import and manage resumes from different sources and offers customizable templates for job invites. Activities beyond the workplace may show skills that will apply to a brand-new career. Application organizations are throughout the internet, so you could have come across My Perfect Curriculum vitae. HR will be quite so impressed with your resume they might even ask how you built it. The exact first key is to comprehend how resumes are arranged. The Honest to Goodness Truth on Ziprecruiter Resume The incorrect hire can send things spinning, while the best one can totally transform their business enterpris e. Actually, on account of the credit score system, many employers will get a decrease cost per contact than that which they currently experience. ZipRecruiter should locate some innovative means of protecting job seekers using their website from online scammers. If youre on the lookout for work, you might be brief on cash. To save a whole lot of heartache later on, make sure you use our resume builder to create a document that could be easily transferred to several job applications. The business has a big small small business customer base, the its enterprise footprint is increasing at a rapid clip. Therefore its good in the occasion that you are able to make changes based on the work and business youre employing. You are able to try out the ZipRecruiter free trial for this period of time. To filter out the extra effects, you should exclude things from your results. Youre not restricted to the particular search terms utilized in the examples. The search is extremely respo nsive, and tends to be quite accurate. The genuine search is accurate and potent. The content alongside its appearance are extremely crucial specifically in case you would love to make an impressive one. Furthermore, you have the choice of posting your resume here. Examine the comment section below for extra info, if theres any. You will need to look at other details on the resume to establish the individuals location.

No one understands their health benefits, survey says

No one understands their health benefits, survey saysNo one understands their health benefits, survey saysYou wouldnt imagine taking a job without healthcare benefits. But when it comes to reading over the details of those benefits, or choosing a plan, do you study the materials carefully or just throw your hands up in frustration?Maestro Health surveyed 1,000 consumers on their knowledge and expectations about healthcare and employer involvement, and the prognosis isnt good.The survey revealed 35% of respondents either only somewhat understand, dont understand or know nothing about their healthcare coverage, and 33% of respondents dont understand their medical bills.Fifty-four percent of people did not know what the term self-funded healthcare meant. (Its a good thing it means the employer uses its own funds to provide your health insurance).Employees hoping to get some clarity from their employers on benefits-related matters can keep waiting.62% felt their employer does not serve as a resource for their healthcare-related questions.Maestros survey wasnt the only data that found healthcare consumers confused or overwhelmed. HR Dive cited another poll by benefits provider Unumthat found employees spend 30 minutes or less going over benefits materials before open enrollment, a process that leaves many people feeling stressed (21%), confused (22%) and anxious (20%).Many people are opting out participating fully in their healthcare plans because of cost 68% of people said that the cost of their healthcare had increased in the last three years. In an effort to keep costs down, 39% of respondents chose not to go to the doctor in the past year.This can affect their workplaces bottom line if they get sick according to the Centers for Disease Control and Prevention, productivity losses from missed work cost employers $225.8 billion, or $1,685 per employee, each year. It all adds up.In the U.S., we spend more than $10,000 per person per year on healthcare, which adds up to more than $3.5 trillion. This is double what most other countries spend, yet regrettably, our average life expectancy is the shortest, said Rob Butler, Chief Executive Officer, Maestro Health, in a release. Understanding what people need and want when it comes to healthcare and benefits and arming consumers with the tools to enhance their literacy will help us improve consumers individual health outcomes and reverse those life expectancy statistics.

Sample Cover Letters for a Career Office Job Posting

Sample Cover Letters for a Career Office Job PostingSample Cover Letters for a Career Office Job PostingEmployers who actively recruit college graduates often post jobs directly with thecareer servicesor alumni officeas parte of the organizations university recruiting program. Its always a good idea to mention that connection when you are applying for a job you found on your career offices website or at an on-universittsgelnde or off-campus recruiting event. When mentioning a referral by the office in your cover letter, the job could be posted online, you may have found out about it ina campus information meeting, or you could have discussed it with a recruiter at a campus or offsite career fair. When applying for a job listed by your college career office, its important to mention that you were referred by career services. Your application should get close attention because the employer is expecting to receive applications from candidates from your school. What to Include in Your Cover Letter Your letter should include How you learned about the opportunityWhy you are qualifiedWhat you can offer the companyHow you will follow up Review sample entry level cover letters for a college student or graduate to apply for jobs posted through a career office. Tip If you need help drafting a letter or would like a resume review, check with the staff in the career office to see if they can assist. Sample Career Office Referral Cover Letter 1 FirstName LastNameName UniversityStreetCity, State Zip555-555-5555DateFirstName LastNameJob TitleCompany NameStreetCity, State Zip CodeDear Mr. LastNamePlease accept my application for the counselor position you posted through the ABCD University Career Services Office.With my background in psychology and a strong interest in art, I am confident that I would make a very successful role model for the children in your program. Last summer, I worked for the Childrens Museum where I worked with children in the creative process as they created paintings and sculptures. I also completed an internship at the Brown School, where I worked closely with the Art Teacher in implementing class projects.I would welcome the opportunity to make a similar contribution to XYZ Organization. I find working with children to enhance their growth and development through creative activities very rewarding.I would appreciate meeting with you for further consideration, after you review my enclosed resume.Sincerely,Signature (hard copy letter)FirstName LastName ExpandSample Career Office Referral Cover Letter 2 FirstName LastNameAddressCity, State ZipPhoneEmailDateFirstName LastNameJob TitleCompany NameAddressCity, State ZipDear Mr. LastNameMy proven track record of successfully performing complex analyses on various corporations makes me an ideal candidate for the analyst opportunity that you listed through the Name University Career Services Office.You specify that you are looking for someone with leadership, quantitative, analytical , and communication skills. Last summer, I was given the opportunity to intern at First Real Estate Corporation. I worked within the Real Estate Finance Group, and assisted staff with problems arising from the misinterpretation of leases to miscalculation of rent schedules. As a result, I played an active role within the group and helped them to solve these issues. This process involved using the quantitative and analytical skills that I acquired through actively participating in coursework for my Business-Economics major.My ability to work well as part of the team also related to my success within this group. These attributes, combined with my enthusiasm to learn, were essential to my contributions and success during this internship.I believe that I can apply the same skills within my internship last summer to a position within your company. I look forward to discussing the position with you in more detail. I will call next week to see if you agree that my qualifications seem to be a match for the position. If so, I hope to schedule an interview at a mutually convenient time. Thank you for your consideration.Sincerely,Signature (hard copy letter)FirstName LastName Expand Sending an Email Message When you are sending your cover letter via email, include your anthroponym and the job title in the subject line of your message Subject FirstName LastName- Analyst Position List your contact information in your signature, rather than in the body of the letter Sincerely, FirstName LastNameYour EmailYour Phone Number

The Meaning of Work History In Career Applications

The Meaning of Work History In Career Applications The Meaning of Work History In Career Applications Your work history, also known as your work record or employment history, is a detailed report of all the jobs you have held, including the company name, job title, and dates of employment. Here is some insight into when you need to provide your work history and how to provide it, along with tips for building your resume. When You Need to Provide Your Career History When you apply for jobs, companies typically require that applicants provide their work history, either on their resume or on a job application, or both. The job application may ask for information on your most recent jobs, typically two to five positions. Or, the employer may ask for a number of years of experience, typically five to ten years of experience. Employers generally want information on the company you worked for, your job title, and the dates you were employed there. However, sometimes the employer will ask for more detailed employment history and more information on the jobs you have held as  part of the hiring process. For example, he or she might ask for the name and contact information for your previous supervisors. What Employers Are Looking For Employers review employment history to determine whether the jobs the applicant has held and their experience are a good match for the companys requirements. They also look at how long the person has held each job. Many jobs of short duration may imply the candidate is a  job hopper  and wont stay long if hired. Prospective employers also use your work history to verify the information you have provided. Many employers conduct  employment background checks to confirm the information is accurate. Background checks have become increasingly common in all work industries, so make sure that the information you share is accurate. Recreating Your Job History Sometimes, it can be difficult to remember elements of your job history, such as the specific dates that you worked at a company. When this happens, don’t guess. Because background checks are so common, it is likely that an employer will spot a mistake on your history, and it could cost you a job. When you cant remember your work history, there is information available that you can use to recreate your  personal employment history. Below are some suggestions for creating your job history: Contact Prior Employers. Contact the human resources departments of your previous employers. Say that you would like to confirm the exact dates of your employment with the company.Look at Your Tax Returns. Check out your old tax returns and tax forms, which should have information on your employment over previous years.Check with your state unemployment office. Often, unemployment offices will provide individuals with their employment histories. However, they typically only have information on in-state employment histories. Contact the Social Security Administration. You can request earnings information from the Social Security Administration (SSA). After filling out a form, the SSA will usually release information on your work history. Keep in mind that sometimes the SSA charges a fee, depending on how far back you want the information to go, and how much detail you need.Don’t Pay for Information. With the exception of the SSA, you should not pay someone to find your work history or to create a list of your work history for you. Keep Track of Your History. Once you have your work history, compile it into a list and save it somewhere. Be sure to update it regularly. You can then refer to this list any time you apply for jobs. What It Should Look Like on a Resume Job seekers typically include work history in the “Experience” or “Related Employment” section of a resume. In this section, list the companies you worked for, your job titles, and the dates of employment. One additional element to your work history on a resume is a list (often a bulleted list) of your achievements and responsibilities at each job. You do not need to (and should not) include every work experience in your “Experience” section. Focus on jobs, internships, and even volunteer work that is related to the job at hand. One useful tip is to make sure whatever work history you include on your job applications matches what is on your resume and LinkedIn profile. Make sure there are no inconsistencies that could raise a red flag for employers.

Sample Resume for Blogger Job Position

Sample Resume for Blogger Job Position Sample Resume for Blogger Job Position Share your opinions or brand personality with the world when you become a blogger. Writers and authors on the whole have a median pay of $61,820 per year, with job numbers rising at an average rate. Whether you want to work for a traditional company or get involved with a blogging network, creating a strong resume that shows off your skills and writing capability is important.The ability to write well is key to being a blogger, so include links to your work or an online portfolio in your resume. Other relevant experience to highlight includes experience with social media platforms and online marketing, knowledge of SEO, and WordPress or other common platform skills.Finding the right words to say isnt always easy when youre speaking about yourself, but our blogger resume sample gives you a head start Create this Resume Laureen Estes709 Olive StreetDefiance, OH 43512(888)-884-1076l.estes@smail.comObjectiveTo obtain a rewarding position in a fun environment to create a variety of stori es and articles to satisfy the readers.Summary of QualificationsProficient with MS Office Application, Windows based application and InternetStrong writing skillsHas a passion to share knowledge and the motivation to monetize expertiseExcellent research skills Flexible and Out-going Professional ExperienceBlogger, January 2007 PresentLone Star Outdoor News, Dallas, TX ResponsibilitiesCreated stories and articles about a specific subject matter.collected pictures or videos and attached it to the article.Discussed about a certain subject in the form of writing.Shared experiences or comments regarding a subject.Compiled written articles for futures references.Junior Blogger, May 2004- December 2006Oregon Public Broadcasting, Portland, OR ResponsibilitiesUsed variety of tools for sharing thoughts.Formed a discussion about a subject or topic.Expressed ideas or experiences about a topic.Created various articles with different topics to inform viewers.Compiled new and interesting articles .EducationMasters Degree in Journalism, 2004Yale UniversityBachelors Degree in Journalism, 2002Yale UniversityCustomize ResumeMore Sample Resumes:Billing Specialist Resume Blogger Resume Board Member Resume Board Of Director Resume Bodyguard Resume Boilermaker Resume Bond Trader Resume

How to Get a Job at Google, Part 2

How to Get a Job at Google, Part 2 How to Get a Job at Google, Part 2 Heres part two of the excellent New York Times interview  with Lazlo Block whos in charge of all hiring at Google. (Part one of the article can be found here.). The whole thing is great but I particularly liked Lazlos observations on resumes, as he echoes what we preach. Prospective bosses today care less about what you know or where you learned it than what value you can create with what you know The key is to frame your strengths as: ‘I accomplished X, relative to Y, by doing Z.’ Most people would write a résumé like this: ‘Wrote editorials for The New York Times.’ Better would be to say: ‘Had 50 op-eds published compared to average of 6 by most op-ed [writers] as a result of providing deep insight into the following area for three years.’ Most people don’t put the right content on their résumés.” Google is known for its eccentric hiring practices but, in this, they are no different to any other company. Employers want specifics, because its the details that tell them exactly what youve achieved, and therefore what they can expect in the future. And think about Lazlos words: most people dont put the right content on their resumes. This gives you a HUGE opportunity, because if your resume starts with a powerful summary and contains action-packed and detailed bullet points, youll be head and shoulders above 90% of your competition. Time and time again we hear from our resume clients about how their job search was transformed once they started using their new resume. I also get frequent emails from people who bought my ebook on resume writing. Heres one example, from Anna in San Francisco: It has been over a year since I had an interview. I reworked my resume after buying your book and Im writing to thank you, because Im currently prepping for two interviews! TWO! I think the secret to my success was your advice about getting into specifics I had never done that before but, following your formula, I now have two interviews (Did I mention that I have TWO!?). Thank you so much! The secret is knowing how to demonstrate that you can add what Lazlo calls the value you can create with what you know. If youre interested in more detail, check out our free resume writing course. Youll be amazed at the transformation you can make whether or not you want to work at Google!

5 Ways to Leverage Twitter for Your Job Search

5 Ways to Leverage Twitter for Your Job Search 5 Ways to Leverage Twitter for Your Job Search If you have spent any time  searching for a job in todays market, you should be well aware that paper resumes alone are not enough to cut the mustard. Most of todays employers post their job opportunities online, which means youll need an online presence to land those jobs. To optimize your employment search, you need access to the best online job search tools. When I mention online job search tools, most people think of LinkedIn, a fantastic platform for connecting executives and mid-career job seekers with prospective employers. But theres another tool you should be aware of, one that often goes overlooked and underused: Twitter. I know what you are thinking: Great, I just became comfortable with LinkedIn, and now theres another social media platform I have to join and get used to! Do not fret! The steps offered below will help you to easily integrate Twitter into your employment search. For your convenience, I have broken them down into what I believe to be small, bite-sized points that you will find easily digestible. 1. It Is Essential That You Create a Twitter Account that Showcases Your Professional Profile Look at your Twitter profile as your online calling card. Make your account information as professional as possible. Briefly introduce yourself, your industry, your passions, your specialties, and your credentials to curious viewers. If you  already have a personal Twitter account that you mainly use with family and friends, dont worry. You wont have to spend a month unfollowing everyone. Instead, you just need to create a new account. Then, youll have two Twitter profiles: one for personal use, and one for professional pursuits. This way, your professional online presence wont  cross paths with your personal one. 2. Start Building Your Network Looking to get your resume into the hands of the hiring manager? Start following CEOs or senior leaders who are relevant to your field and companies that you are interested in working for someday. Pay close attention to the hashtags these accounts use. These hashtags will be your link to your target audience and potential employment opportunities. Follow recruiters who specialize in your industry, too. You will find that some companies have Twitter accounts that they use strictly for announcing job openings; you definitely want to follow these. Once you start following a few key industry leaders, Twitter will provide you with a suggested list of  other people you should follow. Pay attention to this list, because it will be full of people or companies that are followed by the individuals youre following. Understand you are not just collecting followers; you are building professional relationships and strengthening your online reputation and personal brand. 3. Start Retweeting Tweets That You Find Valuable by the Leaders You Follow The more people can  relate to you and your contributions, the more likely they are to continue following you. Tweet tips and share industry-related news and professional resources. Get involved in various conversations about your profession, and by all means, answer questions. Impress future employers and decision makers with your creative insights. 4. Once You Have Built a Base of Followers, Occasionally Tweet About Your Job Search Let your Twitter community know that you are looking for a job. Allow your followers to start working for you. Perform a Twitter search for your particular industry under a relevant hashtag, like #HRSpecialist or #JobATL; this will give you a stream of information regarding job availability in your field.  Take advantage of particular job search hashtags that can help you quickly find available opportunities â€" e.g., hashtags such as #NowHiring, #Hiring, #Careers, and #Jobs. 5.  Tweet Your Resume This is the tricky part. How do you compress all of your skills and talents into 140 characters or less? Here are my suggestions on the basics: Job Title: State the job title you currently hold, are seeking, or one used by a potential employer  in a recent job offer. Main Skills: Share your  most relevant set of skills as it relates to the position you are pursuing. Pay close attention to the number  of characters you use; you want to list only the two or three main skills that apply. Location: You definitely need to state your geographic preference or current location. A recruiter who is reading your tweet will skip over you if they cannot be sure you are in proximity to where the job is â€" or willing to relocate. Make sure to preserve crucial character space by abbreviating the particular state you are in or are seeking to move to. Link to Your Professional Resume: Gotcha! If you have tried the exercise above, you have discovered that 140 characters will not be enough to describe yourself and the value you bring to the table. You will somehow need to provide access to your complete professional resume. You can do this by providing a link to a PDF copy of your resume on Dropbox or Google Drive, or by sharing a link to your LinkedIn profile. If you are really bold â€" and technically savvy â€" you can link recruiters to a PowerPoint resume on SlideShare or a video resume on YouTube. To adhere to the 140 character limit, your link needs to be short. I have found that the easiest way to accomplish this is to use a social media management system like  Hootsuite,  which will  automatically shorten your  links. Still need a little help? Check out this article on The Muse, which shows examples of some of the best 140-character resumes on Twitter. - Whew! For all you busy CEOs, executives, and professional job seekers, I know this is an abundance of career information, but trust me: If you are serious about landing that perfect job, you cannot afford to leave any stone unturned. Chances are your competition is probably sticking to friends, family connections, and LinkedIn as their sources for future employment. Those are great starts,  but by integrating Twitter into your job search, you can add a great new tool that will help you gain an edge over other job seekers.Master the art of closing deals and making placements. Take our Recruiter Certification Program today. We're SHRM certified. Learn at your own pace during this 12-week program. Access over 20 courses. Great for those who want to break into recruiting, or recruiters who want to further their career.

The difference between having a job vs. having a career

The difference between having a job vs. having a career The difference between having a job vs. having a career Work is an enormous part of the human experience, consuming much of our lives and contributing to one’s sense of worth and identity. While nearly every statistic clearly illustrates that the vast majority of Americans are disengaged at work, a recent study conducted by  Pew Research Center  uncovered an important potential culprit:  nearly a third of Americans (30%) see their work as just a job  rather than a career or even a stepping stone toward a career they’re passionate about.So what’s the difference between just a job and a career? Here are a few of the deciding factors.IncomeAnnual salary carries some weight, according to the same study. Those who earn a household income over $75,000 are  14-20%  more likely to be satisfied with their career than those earning less. Because income usually accompanies a higher level of education, this can also indicate that employees associate higher education with careers and not jobs. In fact, employees are more likely to classify a pos ition requiring a college degree as a career, and again, this directly correlates to their level of engagement and satisfaction at work. Another surprising statistic supports this: 75% of people with a four-year degree or higher are satisfied in their careers compared to just 64% who have less education.PassionThe concept of “The American Dream” has taught US workers that if they become what they dreamed they would be some day they have found their life’s work or their destined career. This is the same sense of hopeful aspiration as the old tradition of little girls dreaming of their wedding day, or young children dreaming of the day they’ll become firefighters, pilots, teachers, doctors or artists. For this reason (and because  passion / sense of purpose and job satisfaction go hand in hand), the difference between a job and a career depends the level of interest one has in their work. Those who get up in the morning and look forward to a new challenge every day might say t hey’ve settled into a career, while those who punch the clock and then painfully endure the next eight to twelve hours might call their work “just a job.”IdentityIdentity can be likened to passion; employees who identify themselves by what they do often classify their work as their career, while those who just do it for a living might call it a job. Interestingly, those who work in the private sector are less likely to identify with their work â€" only  42%  say their work “gives them a sense of identity” compared to 65% of nonprofit workers, 67% of government workers, and 62% of self-employed workers.On a related note, leaders are more likely to consider their work a career than their subordinates working in physical or manual labor. As a matter of fact,  62%  of leaders are satisfied with their career while only 48% of laborers would say the same about their own.Ditching the job for a meaningful careerIf this is you â€" if you feel like you’re just punching the clock t o earn a paycheck and not thriving in the career in which you were meant to be â€" it’s never too late. You can take a few steps today to find more meaningful work and change your outlook in the morning: Ask yourself, “What am I passionate about?” and then explore careers that could help you satisfy that passion. Consider pursuing a degree, certification, or other specialty training to increase your earning power and potential to grow in the company. Review any potential employer’s reviews on an  anonymous employer review platform  before applying or accepting an offer to find out how they deliver on promises of work-life balance, autonomy, meaningful work, community, challenge, and more. Explore opportunities to branch out on your own or join a nonprofit or government entity since these career paths tend to provide more meaning than those with private employers. The most important takeaway? Whether you’re in a career you love or just a job that’s getting you by, you own the future!This post was originally published on Kununu.com.

Giving credit to colleagues makes you look successful

Giving credit to colleagues makes you look successful Giving credit to colleagues makes you look successful We all want our work to be recognized. It’s how we measure our success.But how do you get your colleagues to acknowledge your hard work and toil? Here’s one good tip: by modeling good credit behavior.In other words: If you want people to toot your horn, you need to toot theirs. That way you create a workplace culture where hard work is always acknowledged.Sachin H. Jain, the CEO of the CareMore Health System, said that he learned this from one of his bosses. “I took a few moments to send e-mails to thank individuals who had  helped make  a project of mine successful  and  copied  my boss. My boss,  in  turn, scheduled time with me to thank me for taking the time to recognize others,” he wrote in Harvard Business Review.By recognizing the work of others, Jain got his work recognized too. Bosses like Jain’s know that being a team player is a valued trait that should get praise. Good credit behavior also means doing this in private settings where your boss doesn’t see you. B esides spreading good karma, it shows your colleagues that they work in a place where their ideas matter. That increases team trust and will increase employee morale and retention in the long-run.No one likes working in a job where compliments seem to be conditional on your status, not your accomplishments. Take time to acknowledge your quiet employee’s work. It will make a difference.The New York Times offers similar advice to people who want to share credit: “Create a paper trail. Send out e-mail messages with pertinent sales figures. Circulate memos that recap your team’s stellar performance. Forward select customer accolades to your boss.”Bottom line: people won’t know you and your team did hard work unless you tell them. By forwarding your appreciation of others, you help create a positive feedback loop where your good deeds get acknowledged and theirs do too.

5 ways to hack your budget between jobs

5 ways to hack your budget between jobs 5 ways to hack your budget between jobs Between jobs and struggling to make it by with regular lifestyle choices? Until a hiring manager calls with good news, you need to make a few cuts, but you want to do more than survive.Follow Ladders on Flipboard!Follow Ladders’ magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and more!You want to thrive! Here are five ways to hack your budget between jobs and save money.1. Cut the Cord and Keep Tube TimeYou may have given up on your New Year’s resolutions by now, but you can cut back on other bills in your life. Start small. Cut the cord altogether, and keep your tube time intact.Consider casting TV shows from your smartphone to the big screen via Google Chrome, Roku or a similar device if you’re the type that just needs noise in the background and loves old shows. Channels such as HBO and NBC have apps available but offer a monthly fee at much less monthly. YouTube lets you stream some content for free, especially if you love cat videos and keeping up with favorite vloggers.You’ve heard of Netflix, which is great, but there are more options to pick and choose from - even combine to get the TV experience you want for less.  You can still access live TV  when you cut the cord, with streaming subscription services such as: Sling  starts at $20 and goes up, depending on the package, and you can customize your package with add-ons for Spanish language channels and sports. Hulu  begins at $40 a month for 55 channels that include varying major networks, such as NBC, FOX and CBS. PlayStation Vue  starter packages offer 45 channels with Access/Access Slim: $40/$30 per month with up to five continuous streams allowed at once. 2. Hack Home and Living ExpensesIdeally,  never let your housing budget exceed 30 percent  of your take-home pay, and for homeowners, that total also counts homeowner’s insurance and property tax. Typical home repairs vary, but it’s wise to budget that in, too, even for renters, who may be responsible for the damage they contribute to or cause.Most don’t live in ideal circumstances. Half of your monthly take-home pay gets put toward the mortgage or rent, especially when between jobs. Try living by the 50/20/30 rule where you still have flexibility but maintain a healthy budget for home and living expenses: Fixed costs  should only consume  50 percent  of income and apply to those fixed costs that remain the same monthly, such as rent and internet. Savings  should comprise  20 percent  of your income. Variable costs  should only use up  30 percent  of your income and include expenses such as groceries, entertainment and clothing. Adjust these percentages based on your circumstances, aiming to work toward the rule for a healthier financial balance.In the meantime, where else can you cut or hack your expenses? Invest in a French press over heading to Starbucks every other day. Cut the gym fees, and use free weights and bike or dance. Rent out a room on Airbnb or look for a roommate. If you have a skill to teach others, put it to use for a reasonable fee.3.  Take Transportation Disparities By the WheelTransportation costs take up a surprisingly large chunk of your monthly budget, especially if you’re a car owner. The good news: this presents you with more savings opportunities.When buying or trading in a car, do your research first. You probably considered the costs of down payment and closing, but there’s more. Do you drive about 15,000 miles a year? The  average total cost of car ownership was $8,469 in 2017  for clocking that mileage, and that doesn’t count the monthly car payment.Every model differs, a s does the added costs of ownership. How much does the gas tank hold in city or on one of your famous road trips? Don’t forget the loan payments, regular maintenance and emergency repair costs. You never know when you’ll need to replace the break line.Shop for cheaper car insurance:  one study noted an $850 disparity annually  between the lowest rates and the average quote you receive. So, shop around for multiple quotes from agents and car insurance providers, and don’t discount small providers - they have some of the best rates around. Shop discounts on your policy, such as anti-theft built into the car, AAA, low mileage and multiple cars.These little discount hacks add up, but you can always consider alternative forms of transportation, such as taking the bus or biking to work.4.  Get By On More Than RamenThere’s nothing wrong with living off Ramen. You can add fish and veggies and bake it like casserole. Ramen is versatile, but you need a more balanced diet to keep your health up. Eat your choice of fruit, veggies, meat, and bread even on a budget based on the change you find around the house.Use the power of Pinterest to meal plan, grocery shop and save. For example, Crockpot it if you don’t cook to eat cheap and healthy and gain tips on what to do with leftover turkey slices, how to make various curries and make tons of beans more palatable.Make versatile and big portions of slow cooker recipes like oven roasted potatoes, bone broth and pulled pork - store the leftovers as freezer meals. You’ll actually know what went into your food because you made it.Clean up a cast iron pan from the thrift store, and use it for various cooking methods: bake, fry and more. Don’t be afraid to experiment with vegetarian and vegan meals, using protein-rich veggies such as cauliflower in your meals. Buy wraps and make enchiladas one night and a chicken salad wrap for another day.5.  Force Yourself to SaveHorrible at saving? When between jobs, it’s hard to help - using up emergency funds are nearly a weekly or monthly thing, depending on your circumstances.Save with the power of technology and improve your credit score in the process. Apps like Qapital and Digit  make you set rules to save when you spend  or put money aside automatically for various goals, even providing you with a spending card separate from your goals. Tip yourself a buck every time you go to Starbucks, and set money aside to back debts.It’s also worthwhile to check out secured credit cards and credit builder loans, which may ask for a deposit of funds to act as your spending limit on a card or deduct a monthly amount to save for you. Such services typically report to the major credit bureaus to boost your credit score, but don’t go this route unless your budget allows for it.These simple changes will make you save money between jobs, which doesn’t mean you have to lead a bare bones existence. Your health and happiness matter - it’s just about finding wha t works for you.This article first appeared on Personal Branding Blog.

The Meaning of Job Titles in Finance

The Meaning of Job Titles in Finance The Meaning of Job Titles in Finance The financial services industry has unique conventions regarding job titles. Knowing  these will help you evaluate job opportunities and your career progress. Two other closely related topics are  why job titles matter  and what job descriptions mean.   Finance Hierarchy Titles For those pursuing careers in financial management or financial analysis in industries other than financial services, two  points are worth making. First, if you choose to work for a relatively young firm in a field  such as technology, media, or creative services, you may receive a rather quirky or idiosyncratic title that would be meaningless (or, worse yet, seem frivolous) in more traditional firms, should you later want  to change employers. Second, if you join  a very large and  bureaucratic firm, you may be assigned a job title that gives no real hint of your actual responsibilities and thus may confuse a new prospective employer. It is especially so if you hold a relatively unique position. It is possible  that the firm will not create an appropriate title, but instead assign you an existing one that seems close enough. For example, in its final few decades, the vast bulk of the white-collar workforce in  the old Western Electric division of ATT consisted of engineers and computer programmers. The latter received job titles such as information systems staff member (ISSM) or information systems senior staff member (ISSSM). Western Electric also employed a contingent of economists, management scientists  (often called  quants  today), and financial analysts to forecast sales, support budgeting processes,  and analyze competitors. Because their number was relatively small, they were not deemed to  merit a unique set of job titles and thus  were categorized as information systems staff.  It was confusing for hiring managers  in other ATT affiliates, never mind for those outside ATT. The Many Vice Presidents Most noteworthy is the liberal fashion with which financial services firms give employees the rank of vice president. In other industries, this designation is reserved for a handful of the most senior executives. In a financial services firm, vice president generally is an honorific earned by an individual, or an indicator of rank, rather than a descriptive attached to a specific position in the firm. A vice president title often is conferred as a promotion in place, with the recipient retaining ones current job and responsibilities. Because so many management employees eventually become vice presidents, there typically is a hierarchy within this broad category. For example, by the late 1990s Merrill Lynch had this menu of VP job titles for support staff, with the highest at the top: Senior executive VPExecutive VPSenior VPFirst VPDirectorVPAssistant VP Among the above, only the two varieties of executive VP actually attached to specific jobs within the corporation. Director was introduced by Merrill Lynch in the late 1990s as a way to single out certain VPs for special recognition while leaving them in place. By contrast, an upgrade to first VP usually required holding a job at a higher level in the organizational hierarchy. To complicate matters further, first VPs might have directors or ordinary VPs as their peers on the organization chart. Change in Job Title Versus Change in Pay An upgrade in job title may or may not bring an automatic increase in compensation, or in the potential for future increases. Benefits such as vacation time typically increase with such upgrades. The rules vary among employers. Within the universe of producers there normally is an entirely separate hierarchy of vice presidents, with different criteria for admission and different benefits associated with each level. For example, a financial adviser might be elevated to VP-Investments or first VP-Investments based on reaching specific quantifiable criteria related to the size and profitability of the advisers  book of business.

The Secrets of Resume Model Revealed

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The Fight Against Basic Resume Format

The Fight Against Basic Resume Format Ideas, Formulas and Shortcuts for Basic Resume Format So you simply want a simple resume. Again, you wish to make certain that your resume is readable. So maybe you really need to observe some resumes. Basic resumes typically have an extremely classic and standard tone. How to Choose Basic Resume Format Delivery Driver Resume Objectives Delivery Drivers are relied upon for transporting goods all around the nation, and they will need to possess a particular set of skills so as to safely drive the vehicles needed for the position. Try to remember this specific template is perfect for those with some or significant work experience only. All information provided ought to be considered fictional. The Advantages of Basic Resume Format Anyway, checking and proofreading are quite necessary which can help you stay away from mistakes. In case essential documents should be proofread and copied through a human act, an individual can select from the b road array of services available online. Chronological resumes are the ideal place to highlight your accomplishments. There are lots of examples of resumes, but you need to remain certain to create your resume and cover letter with your very own personal touch. Remember also you have the cover letter to spell out why you're the suitable candidate. In reality these kinds of resumes and cover letters are extremely specific and may help demonstrate that you completely understand the organization's needs. However much or what kind of work experience you've got, there's a resume format that is likely to make your qualifications shine. If your resume format is disorganized and unclear, a possible employer has possibly hundreds of resumes from different candidates to check through therefore they won't waste time attempting to make sense of it and you'll miss your opportunity for an interview. Thus it is vital to select the suitable font and size of the text. With 8 unique designs and 5 color choices, this template library has plenty to pick from. When you format your resume you wish to be certain your leave enough margin space to permit for printing. The most suitable format ought to be there along with the model of writing. If you're confused because of the numerous fabulous designs it's possible to download, don't worry! Basic layouts are extremely simple to edit, even when you have never made a resume before. Choosing Basic Resume Format Save yourself from getting nervous and take advantage of the readymade resume templates that are obtainable for all sorts of job profiles. The practice intends to figure out the overall words which a typical individual can type in a moment. So for more resume help on the best way to compose a resume to obtain the job that you dream about, try out the online resume creator. Part of creating an effective resume is selecting the most suitable format to inform your private story. For those who want to create their career as typists, it's again a fantastic deal as they get paid a great amount of money at established agencies. It's also an excellent format for highlighting well-developed abilities and talents which are relevant to a particular position. It's cool that you're trying to find a job to have some money, but you need some troubles with resume. Just make sure, whichever format you select, which you're targeting it for the job that you're applying to. Find out how to generate your own resume look easy and clean and boost your odds of getting hired! The very last thing you wish to do is receive a job which you can't do. There's no correct or wrong method to create your resume since, at the conclusion of the day, the primary purpose is to become hired and your updated resume is only one of many tools that could be utilized to impress prospective employers and big businesses. Don't be concerned about a scarcity of work experience. Lies You've Been Told About Basic Resume Format There are many locations where you'll get good resume examples. Check out the many methods by which objectives ought to be put down. While documents are usually generated in bulks from various varieties of machinery, they may possess lots of mistakes which aren't visible if you don't read the entire document. It's no problem in any respect, we will attempt to explain you what an excellent student resume format is. The Demise of Basic Resume Format A b asic resume template is the simplest version or variety of a resume template which could be utilized to produce resumes for any work position. You're searching for simple resume templates. There are lots of totally different resume templates intended for different jobs. You will be able to select the template for the position you will need to apply. It's essential to choose the suitable resume template to spotlight all your attributes. Click a resume template that you wish to use. The template is given with all the basic headings and includes a pre-formatted structure also. Referring a sample template will thus help you in creating the the majority of the opportunity. Basic Resume Format - the Story Hiring managers are busy people and should they scan your resume and can't locate some information or skills fast you aren't the one, who'd secure a call today! Whether you're applying for work, a grant, or using your resume to construct your own client base, a skilled and well-organized resume is suggested. Businessmen and business directors Bring evidence of your position in the business and remuneration. For some jobs, you're want to highlight certain abilities, while for others, you're want to demonstrate related experience. No one would like to get failed in applying for employment. What's more, these creative jobs often need a portfolio, which is how you are going to offer tangible proof of your abilities. When you're working at your existing job you're not stressed, seems like everything goes smooth and with no troubles.

The Advantages of Cashier Description for Resume

The Advantages of Cashier Description for Resume Some employers may search for GED or a high school diploma to be able to find the job. Businesses are often keen to work around school schedules for students in addition to parents. Depending on the place you work, you may have other responsibilities also. Responsibilities will be different in line with the work atmosphere. Ability to supply legible communications. Cashier Description for Resume and Cashier Description for Resume - The Perfect Combination Place your work experience in reverse chronological order Your latest work experience is possibly the most relevant. Most positions supply a flexible schedule, and you can have the ability to choose the hours you're available to get the job done. This job description isn't a guarantee of employment. When you complete all the vital segments and make your resume, you might make changes that are modest as a way to customize it. Cashier Description for Resume Features Employed as a Walmart cashier can be exceedingly exhausting as you're constantly sitting or standing in 1 position and have to handle many demanding customers, sometimes simultaneously. If that's the case, take a couple of minutes to review the cashier resume examples we've written. The Walmart cashier needs to be ready to work at quite quick pace, particularly during holiday sessions when people would have more time to see the store. The cashier in such a situation is going to have to deal with cash in numerous transactions with clients. Cleaning and Maintenance Besides managing clients and transactions, cashier clerks are often accountable for keeping up the presentation of the company. Most cashiers frequently have to spend additional hours at their workplace for several reasons. In some instances, a supermarket cashier might need to take care of exchanges and returns. She helps customers through the payment options available and makes change if needed. Bag Merchandise Cashier clerks working in a shop or retail establishments will often put the items in a bag for the client to carry out. Customer complaints are a main concern for the majority of businesses so that's why as a cashier you must never turn away a complaint but finds anybody to handle it for the customer. Greeted customers going into the Store. The head Cashier might discover that they are responsible to continue to keep records for the entire shift. The right resume can help you locate a position for a cashier. It isn't likely that you is going to be the only person applying for the job. Cashier career paths may vary. The ideal way to receive a great cashier resume is researching the work description. The ideal thing to do is to be certain you have a resume. Just remember to have time. The reason isn't far-fetched. The 30-Second Trick for Cashier Description for Resume My responsibilities in my job at walmart is to get extensive knowledge over popular electronic items and the way to use them in the event of a customer needing advice on the way to use the item or if and the reason why they should get it. For example, you could attempt sending out a definite number of resumes weekly. Giving future recruiters references on your resume is a wonderful method to prepare trust. Making your resume is important. To produce the cashier duties walmart conventional, you ought to take advantage of typical format for organization letter. From that point, reviewing resumes by utilizing an individual basis receives a lot more feasible. You're able to summarize earlier work history with a succinct desc ription of your achievements throughout that moment. You're going to be requested to add capacity about your audience like the name, acquaintance info, abode and aggregation logo.

Whispered Sample Job Resume Secrets

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The Secret to How to Put College on Resume If You Didnt Graduate

The Secret to How to Put College on Resume If You Didn't Graduate The recommendations for college graduates is much like experienced workers which are seeking jobs. Keep in mind, education does not need to be limited to formal education. If you're interested in graduate school, Haeffel states, a research resume is critical. If you're considering attending grad school, you're likely going to must take the GRE. Make certain that you choose courses that are related to the job for which you're applying. Including relevant coursework on your resume can be a superior method to back up your skills when you're searching for your very first job, but after you've gotten that, college coursework appears silly. If you've got little to no work experience, a coursework description can demonstrate you have the wisdom and skills necessary for the job via your education. Teaching Experience in the event that you already have teaching experience under your belt, be sure you list it here. The How to Put College on Resume If You Didn't Graduate Pitfall Every telephone number or email address that you put on your resume could be employed by a possible employer. Make an extensive collection of every responsibility you can imagine. Most often once you complete the job application there is going to be a location for you to list your references. Normally, you will find a list of all of the materials you will need to submit on your favorite college's admissions website. When you switch roles, almost all of your prior work experience is going to be considered irrelevant. Not only must you to locate a job, but you've got to find out how to control your finances, develop professional connections, and much more. Cover letters enable you to convey your abilities and experiences in greater detail and prove you've got the capability to work for their organization, states Thomas. The Little-Known Secrets to How to Put College on Resume If You Didn't Graduate At times, even when you're writing about an interesting, relevant subject, you can nonetheless look immature or unready for college life due to the manner in which you present that topic the way you truly write your individual statement. Include an objective statement if it isn't totally clear what type of job that you desire. To answer that question, you want to learn how to compose an objective statement that may sum up all th e strongest points of your resume in a few sentences. An objective statement provides the man reading your resume a summary of how to read the abilities and experience listed below it. Also linked to the previous two situations is a shortage of meaningful work. A better choice is to simply list the technology beneath your skills. When it is not related to the job that you're applying for, it is a waste of space and a waste of the business's time. Figuring out how to manage any incomplete education is a little tricky, but in the majority of scenarios, you'll still wish to include it. What About How to Put College on Resume If You Didn't Graduate? It's crucial demonstrate your capacity to be a comprehensive observer of the Earth, since that will be one of your major jobs as a college student. A conventional way to have a job after college is to finish an internship in the career field you want to work in. Some terrible topics show admissions officers which you don't have a fa ntastic awareness of judgment or maturity, which is a problem because they are building a category of college students who have in order to deal with independent life on campus. Once you graduate from college, you might be asked to begin paying your own rent as well as repaying student loans. You're going to want to tailor your resume to the work description. Editing a resume can be hard. Tailored Resume You will need a customized resume for each and every job application. It's possible to even leave off a whole job if it is not related to your present job search. Here's What I Know About How to Put College on Resume If You Didn't Graduate Your CV is an essential door-opener, and thus don't underestimate its importance. Leadership positions, on the flip side, can be slightly more impressive, although it is not really a secret they're simple to get. The overview of technical qualifications will also set the candidate apart from applicants who cannot match the degree of educ ational attainment and extra certifications. Putting un-finished education could be more of a drawback than a benefit, therefore it is dependent on the position you desire. New Step by Step Roadmap for How to Put College on Resume If You Didn't Graduate In addition, you risk placing your reputation at stake, particularly if you're in a high-profile function. You have 20 decades of experience, a reputation for achievement and promotion, and presumably an excellent reputation. If you continue seeing a skill or tool mentioned you don't know a lot about, start looking for free or low-cost on-line courses on the topic to bolster your skill collection. College was the simple part Adulthood is the actual challenge. Graduating from college is only the very first step toward getting work. Finding a salary when learning whether your chosen career field is actually suitable for you is the best circumstance. The worst time to visit graduate school is when you don't understand what you wish to do. Also, keep in mind that no college is eager to admit a person who is too close-minded to gain from being taught by other people. Don't forget, if you don't have a thing to show on your resume when you escape school, then you just wasted four decades and a bundle. So great luck all of you kids and try to remember that it's never too early to find a new resume and get started searching for jobs. Today's job market is remarkably competitive. Everybody fails from time to time. Choosing Good How to Put College on Resume If You Did N't Graduate As a consequence the resume may be put under file. It is possible to set your education section before or following your experience section. If you've just graduated, look at placing your education section prior to your experience section. If you're a seasoned professional, set your professional work history section prior to your education.